Terms of Use

1. Website Purpose

This website provides general information about Consumer Services, Inc., its business-development services, industries served, readiness resources, and methods for contacting the company.

Website information is provided for general educational and informational purposes. It is not a substitute for advice from an attorney, accountant, tax professional, financial adviser, lender, insurance professional, licensing authority, or other appropriately qualified professional.

2. No Consulting Relationship Created

Accessing the website, submitting a form, completing a Business Readiness Assessment, requesting information, or communicating with Consumer Services does not automatically:

• Create a consultant-client relationship
• Create a confidential, fiduciary, legal, or professional relationship
• Guarantee acceptance as a client
• Guarantee service availability
• Authorize Consumer Services to act on your behalf
• Create an obligation for Consumer Services to provide services

A formal engagement begins only after the applicable parties approve and execute a written service agreement and satisfy any stated payment and onboarding requirements.

3. No Guarantee of Results

Consumer Services provides business-development, organizational, readiness, research, documentation, and implementation support.

Consumer Services does not guarantee:

• Business formation, launch, profitability, revenue, or growth
• Financing, grants, investments, or loan approval
• Government contracts, certifications, registrations, or awards
• Licensing, accreditation, permits, inspections, or regulatory approval
• Vendorization, reimbursement rates, referrals, admissions, or occupancy
• Acceptance by any agency, lender, funder, investor, or third party
• Completion within a particular timeframe unless expressly stated in a written agreement

Decisions are made independently by applicable agencies, regulators, lenders, funders, contracting authorities, and other third parties.

4. Accuracy and Changes

Consumer Services strives to provide useful and accurate information. However, laws, regulations, programs, fees, deadlines, funding opportunities, and agency requirements may change without notice.

Website content may not reflect the most recent requirements applicable to every location, industry, business, or circumstance. Users are responsible for verifying critical information with the appropriate authority or qualified professional before acting or making decisions.

Consumer Services may update, correct, remove, or revise website content at any time.

5. Assessments and Website Submissions

Information submitted through the website must be truthful, accurate, lawful, and provided by an individual authorized to disclose it.

The Business Readiness Assessment is a preliminary informational tool. It is not:

• A formal eligibility determination
• A professional opinion
• A funding or lending decision
• A licensing or regulatory decision
• A guarantee that Consumer Services will accept a project
• A guarantee that a project can be completed

Do not submit information that you are not legally authorized to provide.

6. Services, Fees, and Payments

Descriptions of services on the website are general and may not include every requirement, limitation, deliverable, fee, or expense.

The scope of services, price, payment schedule, responsibilities, delivery expectations, cancellation provisions, and refund terms for a paid engagement will be governed by the applicable written proposal, invoice, service agreement, or engagement document.

Unless otherwise stated in writing, third-party filing fees, government charges, professional fees, software expenses, and vendor costs are separate from Consumer Services’ consulting fees.

7. Intellectual Property

The website and its original content—including its text, branding, graphics, design elements, service descriptions, assessments, frameworks, downloads, templates, and educational materials—are owned by or licensed to Consumer Services, Inc. and protected by applicable intellectual-property laws.

You may view or print reasonable portions of the website for personal, noncommercial evaluation of our services.

Without prior written authorization, you may not:

• Copy or republish substantial website content
• Sell, license, or commercially exploit website materials
• Remove copyright, trademark, or ownership notices
• Reproduce proprietary assessments, frameworks, templates, or processes
• Use Consumer Services’ name, logo, or branding misleadingly
• Represent Consumer Services’ materials as your own

8. Acceptable Use

You agree not to:

• Use the website for unlawful, fraudulent, or harmful purposes
• Attempt unauthorized access to the website or connected systems
• Introduce malware, malicious code, or disruptive technology
• Interfere with website operation or security
• Scrape, harvest, or systematically extract website information without authorization
• Submit false, deceptive, infringing, or unlawful material
• Impersonate another person or misrepresent your authority

9. Third-Party Services and Links

The website may reference or connect to third-party platforms, government agencies, vendors, payment providers, scheduling systems, or professional resources.

Consumer Services does not control these third parties and does not endorse every statement, product, service, policy, or security practice merely because it is mentioned or linked.

Use of a third-party service is governed by that third party’s own terms and policies.

10. Disclaimer of Warranties

To the fullest extent permitted by law, the website and its general content are provided on an “as is” and “as available” basis.

Consumer Services disclaims warranties concerning uninterrupted availability, error-free operation, completeness, accuracy, merchantability, fitness for a particular purpose, and noninfringement, except where a warranty cannot lawfully be excluded.

11. Limitation of Liability

To the fullest extent permitted by law, Consumer Services, Inc. and its officers, employees, contractors, and authorized representatives will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from:

• Use of or inability to use the website
• Reliance on general website information
• Third-party websites or services
• Unauthorized access outside Consumer Services’ reasonable control

Nothing in these Terms limits or excludes liability that cannot legally be limited or excluded.

12. Indemnification

To the extent permitted by law, you agree to indemnify and hold Consumer Services, Inc. harmless from claims, losses, liabilities, or expenses arising from:

• Your unlawful misuse of the website
• Your violation of these Terms
• Your infringement of another person’s rights
• Information you submitted without proper authorization

13. Privacy

Use of personal information submitted through the website is governed by the Consumer Services, Inc. Privacy Policy and Data Sharing Disclosure.

14. Governing Law

These Terms are governed by the laws of the State of Georgia, without regard to conflict-of-law principles, except where another law must apply.

Any dispute involving these Terms or the website will be handled in a court of competent jurisdiction in Georgia unless applicable law requires otherwise or the parties agree to another resolution method in writing.

15. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect.

16. Changes to These Terms

Consumer Services may revise these Terms as its website, services, or legal obligations change. Revised Terms will be posted on this page with an updated effective date.

Continued use of the website after an update constitutes acceptance of the revised Terms to the extent permitted by law.

17. Contact Us

Questions regarding these Terms may be directed to: